Statewide DREAM Fund Activity (August 2001-September 2008)

Type

# Loans

Amt. Loaned

Median Loan

Median Rate

Median Term

Median Income

Down payment/ closing costs

231

$1,060,993

$3,350

5.85%

5 Years

68% AMI

Rehabilitation

85

$1,403,068

$14,500

5.95%

10 Years

73% AMI

Emergency Repairs

8

$81,331

$15,000

5.25%

9 Years

52% AMI

Construction

64

$2,069,105

$25,445

6.93%

6 Months

76% AMI

Mortgage Assistance, including appraisal gaps

261

$13,135,908

$37,050

5.80%

30 Yearss

70% AMI

All

649

$17,750,406

$15,500

5.88%

7 Years

70% AMI